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Meeting about personal, business and mortgage loans | The Loan Club

Trusted Personal, Business Loans and Mortgage Solutions

The Loan Club offers finance options that are tailor-made to suit your needs with Personal, Business and Mortgage Gap Loans.

Begin Your Borrowing Journey

​Find out how we can help you

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Looking for a Loan in Australia? The Loan Club Can Help.

The Loan Club, a trusted and local Australian finance company, has been helping individuals and businesses across the country for over 20 years. We understand that navigating the loan landscape can be overwhelming, so we're here to make it easy and stress-free to get the money you need.​

Loans for Families | The Loan Club
Personal & Business Loans | The Loan Club

Personal & Business Loans Tailored for Your Needs.

Whether you're a Sydney local looking to consolidate debt, a family in Melbourne needing a personal loan for home renovations, or a business owner on the Gold Coast seeking to apply for finance to expand your operations, The Loan Club has a solution for you. We offer a wide range of competitive loan options, including personal loans and business loans, ranging from $10,000 to $200,000 with flexible terms up to 5 years.

Streamlined Loan Application  | The Loan Club

We Value Security
and Transparency

At The Loan Club, we know that time is of the essence. That's why we offer a streamlined online loan application process. Our secure platform allows you to apply for a loan from the comfort of your home or office, anytime.  We value transparency, so you'll always see the full terms and conditions upfront before you commit.

Australian Credit Licence | The Loan Club

We Hold an Australian Credit Licence (ACL)

We’re committed to responsible lending practices and hold a valid Australian Credit Licence (ACL). Our friendly and experienced team is here to guide you through every step of the process. We take the time to understand your unique financial situation and goals to find the loan option that best suits your needs.

Here's What Sets The Loan Club Apart:

What We Offer

Hear what Australians are saying about The Loan Club.

A Quick Guide on The Loan Club.

Still not convinced why The Loan Club is for you? Download our Quick Guide and get a better understanding of The Loan Club.

Enter your email to receive your instant download and start your journey to better financial decisions with The Loan Club.

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Easy Loans That Work Best For You | The Loan Club

We Create Easy Loans That Work Best for You.

Since 2002, The Loan Club has been helping Aussies borrow money with personal loans, business loans and mortgage lending solutions. The Loan Club has been dedicated to supporting brokers, businesses and individuals who need fair and easy financing solutions.

From day one we focused on putting our clients first, which is why our easy and smooth loan application process is beneficial for you.

Family Mortgage Loans | The Loan Club

Don't Wait Any Longer! If You're Looking for a Loan in Australia, Contact The Loan Club Today.  

Get a loan that empowers you to achieve your financial goals, whether it's consolidating debt, funding a dream vacation, or investing in your business. Get in touch with us to speak with a loan specialist and get started on your application.

© 1998-2025 The Loan Club Pty Ltd | All Rights Reserved

Disclaimer:

The information provided on our website is for general knowledge only and does not constitute financial advice. Please consult a qualified professional before making any financial decisions. 

All loan applications are private and discreet. All loans are subject to meeting credit criteria. Our compliance obligations require us to collect, verify and record information that identifies each person or business who holds an account with The Loan Club. During the assessment process we will ask for details which identifies you such as name, address, and date of birth, we will also require a copy of your driver’s licence or other identifying documents and/or company documents as the case may be.

​Commencing February 2025, minimum Annual Percentage Rate (APR) is 9.95% and the minimum annual Comparative Percentage Rate (CPR) which includes all fees and charges is 10.95%. The maximum APR is 19.95% and the maximum CPR is 20.50%. These rates are only indicative and will vary depending on many factors such as the applicant’s credit history, financial situation, ability to service the loan and assets or liabilities. Minimum repayment term is 52 weeks and maximum repayment term is 260 weeks.

​Representative example: For a borrower who meets our credit criteria, a secured personal loan of $20,000.00 borrowed for 52 weeks with an interest rate of 9.95% per annum (CPR 10.95%), would estimate to a minimum total amount payable of $21,630.23. Rates, fees and charges are subject to change.

Warning:

These comparison rates only apply to the examples provided. Different amounts and terms will result in different comparison rates. Unascertainable costs such as discharge of mortgage, legal fees at settlement as well as administrative costs are not included in the comparison rate cost and may influence the cost of the loan.

 

The interest rate charged is determined by the loan amount and the loan term. The principal as well as fees and charges provided to an applicant will be established by the information they provide to us during the loan assessment process.

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